Built from the trades up, for contractors who demand more.
Contractor Insurance Diva is the contractor-focused division of Contractors Choice Agency — founded in 2005 by Josh Cotner, who came from the trades and knows exactly what happens when a GL exclusion or a workers' comp misclassification shows up in a claim denial.
- Licensed in all 50 states
- Founded 2005 — 20+ years
- Contractor specialist agents
- 15-minute quote turnaround
- Same-day claims response
- A.M. Best A+ carrier partners
From the jobsite to the agency.
Josh Cotner worked in the trades, filed certificates, and saw firsthand what happened when coverage failed. He founded CCA in 2005 to do it right — specialty contractor insurance from people who actually understand the exposure.
Contractors Choice Agency founded
Josh Cotner opens CCA in Chandler, AZ, with one goal: contractor insurance done right. Built on firsthand trade experience, not generic business-owner coverage.
Expanded to specialty contractor markets
After placing programs across dozens of contractor categories and trades, CCA develops deep expertise in the nuanced exposures that separate contractor risk from general commercial risk.
Contractor Insurance Diva brand launched
Contractor Insurance Diva brings CCA's expertise to contractors who want direct, expert, no-nonsense coverage built for how they actually work — every trade, all 50 states.
0+
Contractors insured nationwide
0+
Years placing contractor programs
0 min
Average quote turnaround
0
States licensed & writing
Four things we won't compromise on.
Trade-first expertise
Josh came from the trades before starting the agency. We understand your exposure from the inside — not from a product sheet.
Coverage that closes the gaps
Completed-operations tail, professional liability gaps, tools theft on jobsites — we address the risks standard markets leave open.
A-rated markets only
We shop carriers with the financial strength and contractor experience to pay claims — not just to write the policy.
Honest, direct advice
If you don't need a line of coverage, we'll tell you. We earn trust by being straight about what your business actually requires.
Ready to protect your business?
Get a 15-minute quote from a contractor insurance specialist — GL, workers' comp, tools, professional liability, and everything your trade actually needs.